VA Knowledge Is Loan Power

What is the VA home loan?
The VA home loan is a loan provided by a participating lender and is guaranteed by the U.S. Department of Veterans Affairs (VA). This guarantee means we’re able to offer you more favorable terms on a home loan or refinance.

What are the benefits of the VA home loan?

• Competitive interest rates

• No down payment

• Benefit is re-usable, can have multiple VA home loans at a time

• No private mortgage insurance

• Closing costs may be paid by seller

• Don’t need to be a first-time homebuyer

• 100% financing up to county loan limit* (*$667,700 in Pierce, King, & Snohomish, $483,000 in San Juan County, $453,100 in Thurston & Kitsap)

• The VA jumbo loan finances loans over the county loan limit with low down payments and very competitive interest rate